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Medicare is for those who are 65 years of age and older, or those who have been on Social Security disability for 24 consecutive months.
Medicare has many parts and Medicare is ever changing with new rules and regulations. It is important to be educated on how Medicare works as well as what your options are.
MTD Benefits offers a no cost no obligation educational program called
The Foundations of Medicare. One of our licensed and certified agents will walk you through the ins and outs of how Medicare works. To schedule one of these educational sessions contact us today.
Additional coverage options that are available when you are on Medicare.
Medicare Supplements also know as Medi-Gap are plans that are true secondary insurance to Medicare. Supplements can pick up and pay for the deductibles and co-insurance you have with Medicare. You will need to add a Part D drug plan with a supplement to have RX coverage.
Medicare Prescription Drug Plans (also known as Part D)
Drug plans are privatized. This means even though Medicare sets the rules and standards for these plans they are administered by private insurance companies. You are not automatically enrolled into a Drug plan. You must choose one. It is important to choose your drug plan based on what medications you take and where you like to fill them. This is more important than price or carrier.
Medicare Advantage Plans
Medicare Advantage plans, also known as Part C of Medicare, are plans offered by carriers that are contracted with Medicare to administer the benefits. In a Medicare Advantage plan the insurance company is paying the bills NOT Medicare. You must have Medicare Parts A and B to qualify for one of these plans. Advantage plans have networks of doctors and hospitals. Advantage plans can include Part D drug coverage. It is important to shop these plans and make sure you get one that fits your particular needs in medications, doctors, hospitals, and out of pocket costs.
At MTD Benefits we educate you about Medicare and help you find the best program for your needs. How much does a service this valuable cost? We are proud to provide this service for our clients at no charge to you.
Contact us today to find out more.
We are in no way employed by, affiliated with, nor endorsed by the Centers for Medicare and Medicaid Services (CMS) or any other governmental agency. These materials are bot endorsed nor affiliated with CMS.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 67 products in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get all of your options.